Account reviews are made on an ongoing basis by Fischer Financial Services, Inc. We evaluate the portfolio continuously for the following critical risk factors:

• Asset allocation: in line with objective
• Sector weightings: not to greatly exceed the benchmark
• Individual holdings: not to exceed 6%
• Standard deviation
• Risk/Return analysis

We seek to minimize volatility by:

• Talking with client before setting asset allocation
• Owning 30-35 equities to assure proper diversification and deliver alpha
• Monitoring accounts to ensure that they are invested according to their objectives
• Selecting securities that match client's risk profile (Conservative/Moderate or Aggressive)
• Holding cash as a buffer in times of market uncertainty to preserve principal