INTEGRITY has always been job one. We will always place the needs of our clients ahead of the firm and our employees. We will do everything possible to protect our clients' best interests based on our professional judgment.

PERFORMANCE is measured every quarter for all accounts for the life of every client, regardless of size. The reports are easy to read and illustrate exactly how your accounts compare to an appropriate benchmark of excellence.

The measurement of all accounts adheres to Global Investment Performance Standards (GIPS®). Institutional Money Managers that manage tens of billions of dollars must adhere to these standards in order to obtain and retain institutional assets like large college endowment funds and pensions of Fortune 500 companies.

In addition, our compliance is audited every quarter by Ashland Partners. Ashland specializes in GIPS® audits.

SPECIALIZATION in today's world is almost a necessity. Just as specialties exist in medicine, so too do specialties exist in the financial services industry.

During 1993 our firm evolved to full time money management. We do not attempt to be all things to all people, so we do not do pension administration or actuarial work. We are not financial planners, and we are not tax or estate planners. We are not owned or controlled by another firm. Most importantly, we do not sell anything or earn commissions. We do not have any of the aforementioned potential or perceived conflicts of interest, so our management always remains objective and in the client's best interest.

EXPERTISE of our employees and associate includes a Master of Science in Management (M.B.A.), a Ph.D. in Finance, and a CFA. Our employees and associate have been quoted in numerous periodicals and have been published in scholarly journals and publications.

Finally, we strive to treat every client as family. For the clients that have been with us from the early 1990's, a special relationship has developed that we value and treasure.